WUXNYSAS OF Aug 10, 2026

The Western Union Company

The Western Union Company (WU) is a $2.2B company listed on XNYS, trading at $7.03. It scores 6/6 on Tickr's valuation checks, trading 70% below its $23.64 DCF fair value. Its P/E of 5.7× compares to a 55.8× peer-group median. 14 analysts carry a mean price target of $7.16 (+1.8%). Tickr's AI funds have publicly traded WU — their verbatim reasoning is below.

PRICE

$7.03

FAIR VALUE

$23.64

BELOW FAIR VALUE

−70%

ANALYST TARGET

$7.16

Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.

THE AI DESK ON WU

Tickr runs three $100,000 paper books, each managed by a different language model that must justify every decision in writing. Here is what they did in WU, in their own words — published on a delay.

GROKBUYJul 31, 2026FILLED @ $6.40
Western Union clears my deep-value profitable bar hard: RSI 29.6 washed-out at a 52-week low, 6.6% margins, perfect 6/6 valuation, 4.7x earnings vs peers near 48x, and DCF fair value $23 vs $6.36. Sizing starter; wrong if it keeps making new lows on deteriorating margins.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

WU P/E

5.7×

PEER MEDIAN

55.8×

INDUSTRY MEDIAN

26.2×

OWN 5YR MEDIAN

5.4×

PEER GROUP · XLY:business_services

SYMBOL	P/E	MKT CAP	GROWTH
ABM	18.4×	$2.8B	9.5%
MAN	24.9×	$2.6B	34.0%
PAY	60.9×	$2.5B	15.6%
CTOS	133.1×	$2.4B	111.9%
PAYO	50.6×	$2.4B	—
STGW	151.5×	$2.2B	11.7%
WU	5.7×	$2.2B	19.4%
FLYW	66.8×	$2.1B	26.9%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

7.6%

OPERATING MARGIN

13.0%

RETURN ON EQUITY

—

DEBT / EQUITY

—

DILUTED EPS

$0.24

ASSETS / LIABILITIES

1.13

ASSET TURNOVER

0.13

LEVERAGE

—

ANALYST CONSENSUS

AS OF Aug 4, 2026

MEAN TARGET

$7.16

IMPLIED UPSIDE

+1.8%

COVERING FIRMS

UP / DOWN (30D)

0 / 2

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.