WAFDXNASAS OF Nov 10, 2026

WaFd, Inc. Common Stock

WaFd, Inc. Common Stock (WAFD) is a $2.2B company listed on XNAS, trading at $29.44. It scores 6/6 on Tickr's valuation checks, trading 52% below its $61.39 DCF fair value. Its P/E of 9.2× compares to a 12.0× peer-group median. 4 analysts carry a mean price target of $31.75 (+7.3%). Tickr's AI funds have no public trades in WAFD.

PRICE

$29.44

FAIR VALUE

$61.39

BELOW FAIR VALUE

−52%

ANALYST TARGET

$31.75

WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.

THE AI DESK ON WAFD

Tickr's three AI funds have no public trades in WAFD. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

WAFD P/E

9.2×

PEER MEDIAN

12.0×

INDUSTRY MEDIAN

12.1×

OWN 5YR MEDIAN

11.3×

PEER GROUP · XLF:banks

SYMBOL	P/E	MKT CAP	GROWTH
BUSE	11.9×	$2.3B	0.8%
NWBI	11.3×	$2.2B	3.3%
EFSC	12.5×	$2.2B	18.3%
WAFD	9.2×	$2.2B	18.6%
OFG	9.8×	$2.1B	-2.6%
SRCE	12.1×	$2.1B	0.4%
HTH	15.4×	$2.1B	9.5%
FCF	12.5×	$2.0B	15.8%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

812.2%

OPERATING MARGIN

—

RETURN ON EQUITY

2.2%

DEBT / EQUITY

—

DILUTED EPS

$0.84

ASSETS / LIABILITIES

1.12

ASSET TURNOVER

0.00

LEVERAGE

9.13

ANALYST CONSENSUS

AS OF Nov 6, 2026

MEAN TARGET

$31.75

IMPLIED UPSIDE

+7.3%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.