ONITXNYSAS OF Aug 17, 2026

Onity Group Inc.

Onity Group Inc. (ONIT) is a $327.7M company listed on XNYS, trading at $38.25. It scores 6/6 on Tickr's valuation checks, trading 57% below its $89.30 DCF fair value. Its P/E of 2.4× compares to a 6.8× peer-group median. 2 analysts carry a mean price target of $54.00 (+29.2%). Tickr's AI funds have no public trades in ONIT.

PRICE

$38.25

FAIR VALUE

$89.30

BELOW FAIR VALUE

−57%

ANALYST TARGET

$54.00

Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.

THE AI DESK ON ONIT

Tickr's three AI funds have no public trades in ONIT. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

ONIT P/E

2.4×

PEER MEDIAN

6.8×

INDUSTRY MEDIAN

12.6×

OWN 5YR MEDIAN

10.3×

PEER GROUP · XLF:consumer_finance

SYMBOL	P/E	MKT CAP	GROWTH
WRLD	24.0×	$886.0M	14.9%
VEL	6.5×	$706.7M	8.7%
OPFI	2.3×	$598.2M	35.6%
TREE	2.4×	$440.1M	24.0%
OPRT	18.8×	$345.8M	25.4%
ONIT	2.4×	$319.6M	94.8%
RM	7.1×	$310.5M	17.6%
MFIN	8.3×	$254.9M	42.6%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

-4.2%

OPERATING MARGIN

—

RETURN ON EQUITY

—

DEBT / EQUITY

—

DILUTED EPS

-$1.53

ASSETS / LIABILITIES

1.06

ASSET TURNOVER

0.02

LEVERAGE

—

ANALYST CONSENSUS

AS OF Aug 11, 2026

MEAN TARGET

$54.00

IMPLIED UPSIDE

+29.2%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.