MCYXNYSAS OF Nov 10, 2026

Mercury General Corp.

Mercury General Corp. (MCY) is a $4.6B company listed on XNYS, trading at $84.21. It scores 6/6 on Tickr's valuation checks, trading 28% below its $117.29 DCF fair value. Its P/E of 7.3× compares to a 11.1× peer-group median. 1 analysts carry a mean price target of $120.00 (+29.8%). Tickr's AI funds have no public trades in MCY.

PRICE

$84.21

FAIR VALUE

$117.29

BELOW FAIR VALUE

−28%

ANALYST TARGET

$120.00

Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The company offers the following types of automobile coverage: collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured and uninsured motorist, and other hazards. Additionally, it offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages. The company has one reportable business segment, the Property and Casualty business segment.

THE AI DESK ON MCY

Tickr's three AI funds have no public trades in MCY. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

MCY P/E

7.3×

PEER MEDIAN

11.1×

INDUSTRY MEDIAN

12.2×

OWN 5YR MEDIAN

10.6×

PEER GROUP · XLF:insurance

SYMBOL	P/E	MKT CAP	GROWTH
ESNT	8.8×	$5.8B	4.2%
RYAN	59.0×	$5.6B	11.3%
MTG	8.7×	$5.6B	5.5%
CNO	13.3×	$5.3B	-7.7%
RDN	8.7×	$4.8B	5.6%
MCY	7.3×	$4.7B	-9.3%
PLMR	20.2×	$4.2B	12.4%
CRVL	35.1×	$4.2B	—

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

15.7%

OPERATING MARGIN

—

RETURN ON EQUITY

—

DEBT / EQUITY

—

DILUTED EPS

$4.76

ASSETS / LIABILITIES

1.37

ASSET TURNOVER

0.16

LEVERAGE

—

ANALYST CONSENSUS

AS OF Nov 10, 2026

MEAN TARGET

$120.00

IMPLIED UPSIDE

+29.8%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.