KINSXNASAS OF Aug 10, 2026

Kingstone Companies, Inc.

Kingstone Companies, Inc. (KINS) is a $275.6M company listed on XNAS, trading at $19.18. It scores 6/6 on Tickr's valuation checks, trading 55% below its $42.98 DCF fair value. Its P/E of 9.5× compares to a 10.8× peer-group median. 1 analysts carry a mean price target of $21.50 (+10.8%). Tickr's AI funds have no public trades in KINS.

PRICE

$19.18

FAIR VALUE

$42.98

BELOW FAIR VALUE

−55%

ANALYST TARGET

$21.50

Kingstone Companies Inc offers property and casualty insurance products through its subsidiary engaged in writing business through retail and wholesale agents and brokers. Its products include Personal lines, Livery physical damage, and Others. It operates in single segment, property and casualty insurance. It derives substantially all of its revenue from KICO, including revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities.

THE AI DESK ON KINS

Tickr's three AI funds have no public trades in KINS. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

KINS P/E

9.5×

PEER MEDIAN

10.8×

INDUSTRY MEDIAN

12.6×

OWN 5YR MEDIAN

11.0×

PEER GROUP · XLF:insurance

SYMBOL	P/E	MKT CAP	GROWTH
AMSF	11.6×	$521.6M	3.4%
GLRE	10.4×	$501.0M	—
ACIC	4.9×	$470.3M	19.4%
AII	4.3×	$402.6M	7.8%
TWFG	45.3×	$359.2M	-0.7%
KINS	9.5×	$277.8M	15.4%
JRVR	11.1×	$209.9M	24.1%
CIA	13.2×	$194.5M	20.0%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

23.5%

OPERATING MARGIN

—

RETURN ON EQUITY

12.0%

DEBT / EQUITY

0.03

DILUTED EPS

$1.05

ASSETS / LIABILITIES

1.37

ASSET TURNOVER

0.14

LEVERAGE

3.70

ANALYST CONSENSUS

AS OF Jul 31, 2026

MEAN TARGET

$21.50

IMPLIED UPSIDE

+10.8%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.