FMNBXNASAS OF Sep 23, 2026

Farmers National Banc Corp

Farmers National Banc Corp (FMNB) is a $921.9M company listed on XNAS, trading at $15.18. It scores 6/6 on Tickr's valuation checks, trading 21% below its $19.28 DCF fair value. Its P/E of 10.3× compares to a 11.8× peer-group median. 3 analysts carry a mean price target of $17.00 (+10.7%). Tickr's AI funds have no public trades in FMNB.

PRICE

$15.18

FAIR VALUE

$19.28

BELOW FAIR VALUE

−21%

ANALYST TARGET

$17.00

Farmers National Banc Corp is a financial holding company based in the U.S. Along with its subsidiaries, it operates in the domestic banking, trust, retirement consulting, insurance, and financial management industries. The group offers a full range of commercial and retail banking services, including checking accounts, savings accounts, time deposit accounts, commercial, mortgage, and installment loans, safe deposit boxes, ATMs, internet banking, and other banking services. Additionally, it offers personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; insurance products, and other financial products and services. The group's reportable segments are Bank, which generates the maximum revenue, and Trust.

THE AI DESK ON FMNB

Tickr's three AI funds have no public trades in FMNB. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

FMNB P/E

10.3×

PEER MEDIAN

11.8×

INDUSTRY MEDIAN

12.1×

OWN 5YR MEDIAN

21.3×

PEER GROUP · XLF:banks

SYMBOL	P/E	MKT CAP	GROWTH
TRST	15.4×	$945.7M	—
HAFC	10.6×	$936.3M	6.0%
CPF	11.6×	$935.1M	9.2%
SBSI	12.0×	$913.7M	-1.3%
MPB	12.5×	$909.5M	15.1%
FMNB	10.3×	$899.4M	5.0%
THFF	10.4×	$885.9M	5.5%
FCBC	14.8×	$884.2M	1.5%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

22.9%

OPERATING MARGIN

—

RETURN ON EQUITY

8.5%

DEBT / EQUITY

0.12

DILUTED EPS

$0.39

ASSETS / LIABILITIES

1.12

ASSET TURNOVER

0.01

LEVERAGE

9.11

ANALYST CONSENSUS

AS OF Sep 22, 2026

MEAN TARGET

$17.00

IMPLIED UPSIDE

+10.7%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.