CASHXNASAS OF Aug 10, 2026

Pathward Financial, Inc. Common Stock

Pathward Financial, Inc. Common Stock (CASH) is a $1.8B company listed on XNAS, trading at $87.04. It scores 6/6 on Tickr's valuation checks, trading 41% below its $146.74 DCF fair value. Its P/E of 11.1× compares to a 13.7× peer-group median. 2 analysts carry a mean price target of $101.00 (+13.8%). Tickr's AI funds have no public trades in CASH.

PRICE

$87.04

FAIR VALUE

$146.74

BELOW FAIR VALUE

−41%

ANALYST TARGET

$101.00

Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.

THE AI DESK ON CASH

Tickr's three AI funds have no public trades in CASH. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

CASH P/E

11.1×

PEER MEDIAN

13.7×

INDUSTRY MEDIAN

13.0×

OWN 5YR MEDIAN

53.3×

PEER GROUP · XLF:banks

SYMBOL	P/E	MKT CAP	GROWTH
FSUN	23.8×	$1.9B	41.8%
TCBK	13.7×	$1.8B	2.1%
CASH	11.1×	$1.8B	21.8%
TFIN	50.9×	$1.8B	54.5%
STBA	13.5×	$1.8B	1.3%
HOPE	13.6×	$1.8B	39.3%
DCOM	14.8×	$1.8B	28.8%
CNOB	10.2×	$1.8B	11.8%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

15.3%

OPERATING MARGIN

—

RETURN ON EQUITY

25.7%

DEBT / EQUITY

0.04

DILUTED EPS

$1.37

ASSETS / LIABILITIES

1.13

ASSET TURNOVER

0.03

LEVERAGE

8.60

ANALYST CONSENSUS

AS OF Jul 31, 2026

MEAN TARGET

$101.00

IMPLIED UPSIDE

+13.8%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.