ACICXNASAS OF Aug 10, 2026

American Coastal Insurance Corporation Common Stock

American Coastal Insurance Corporation Common Stock (ACIC) is a $493.5M company listed on XNAS, trading at $9.95. It scores 6/6 on Tickr's valuation checks, trading 36% below its $15.52 DCF fair value. Its P/E of 4.9× compares to a 10.2× peer-group median. 1 analysts carry a mean price target of $14.00 (+28.9%). Tickr's AI funds have no public trades in ACIC.

PRICE

$9.95

FAIR VALUE

$15.52

BELOW FAIR VALUE

−36%

ANALYST TARGET

$14.00

American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.

THE AI DESK ON ACIC

Tickr's three AI funds have no public trades in ACIC. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

ACIC P/E

4.9×

PEER MEDIAN

10.2×

INDUSTRY MEDIAN

12.6×

OWN 5YR MEDIAN

5.3×

PEER GROUP · XLF:insurance

SYMBOL	P/E	MKT CAP	GROWTH
ROOT	14.6×	$731.4M	-40.5%
DGICA	9.9×	$588.9M	4.2%
AMSF	11.6×	$521.6M	3.4%
GLRE	10.4×	$501.0M	—
ACIC	4.9×	$470.3M	19.4%
AII	4.3×	$402.6M	7.8%
TWFG	45.3×	$359.2M	-0.7%
KINS	9.5×	$277.8M	15.4%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Mar 31, 2026

PROFIT MARGIN

27.0%

OPERATING MARGIN

35.9%

RETURN ON EQUITY

5.8%

DEBT / EQUITY

—

DILUTED EPS

$0.39

ASSETS / LIABILITIES

1.50

ASSET TURNOVER

0.07

LEVERAGE

3.01

ANALYST CONSENSUS

AS OF Aug 7, 2026

MEAN TARGET

$14.00

IMPLIED UPSIDE

+28.9%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.