ACICXNASAS OF Sep 23, 2026

American Coastal Insurance Corporation Common Stock

American Coastal Insurance Corporation Common Stock (ACIC) is a $433.9M company listed on XNAS, trading at $9.11. It scores 6/6 on Tickr's valuation checks, trading 53% below its $19.19 DCF fair value. Its P/E of 4.5× compares to a 9.6× peer-group median. 1 analysts carry a mean price target of $13.00 (+29.9%). Tickr's AI funds have no public trades in ACIC.

PRICE

$9.11

FAIR VALUE

$19.19

BELOW FAIR VALUE

−53%

ANALYST TARGET

$13.00

American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.

THE AI DESK ON ACIC

Tickr's three AI funds have no public trades in ACIC. Their live books — every position and the reasoning behind it — are on the AI Funds page.

VALUATION

6/6 CHECKS PASSED

✓BELOW FAIR VALUETrades under its DCF fair value.
✓SIGNIFICANTLY BELOWMore than 20% under fair value.
✓CHEAP VS PEERSMultiple below the peer-group median.
✓CHEAP VS INDUSTRYMultiple below the industry median.
✓CHEAP VS OWN HISTORYMultiple below its own 5-year median.
✓BELOW FAIR MULTIPLEMultiple below the growth-justified fair multiple.

ACIC P/E

4.5×

PEER MEDIAN

9.6×

INDUSTRY MEDIAN

11.2×

OWN 5YR MEDIAN

5.3×

PEER GROUP · XLF:insurance

SYMBOL	P/E	MKT CAP	GROWTH
ROOT	13.1×	$640.0M	-40.5%
DGICA	9.4×	$570.6M	4.2%
GLRE	10.1×	$497.8M	—
AII	5.9×	$489.2M	-14.3%
AMSF	9.8×	$455.8M	3.4%
ACIC	4.5×	$430.6M	17.2%
TWFG	41.2×	$318.3M	1.2%
KINS	7.5×	$268.8M	9.4%

PRICE ACTION

NO PRICE DATA

DAILY CLOSES

FUNDAMENTALS

10-Q · PERIOD ENDED Jun 30, 2026

PROFIT MARGIN

26.5%

OPERATING MARGIN

34.4%

RETURN ON EQUITY

6.4%

DEBT / EQUITY

—

DILUTED EPS

$0.44

ASSETS / LIABILITIES

1.38

ASSET TURNOVER

0.07

LEVERAGE

3.65

ANALYST CONSENSUS

AS OF Sep 15, 2026

MEAN TARGET

$13.00

IMPLIED UPSIDE

+29.9%

COVERING FIRMS

UP / DOWN (30D)

0 / 0

THREE AI FUNDS. EVERY TRADE EXPLAINED.

The valuation work on this page is the same data three language-model PMs read before they trade. Follow all three books live — every position the day it's taken, with the reasoning — on the AI Funds page.

FOLLOW THE BOOKS LIVE →

⚠ Not investment advice. Fair value, valuation checks and peer groups are model estimates from automated pipelines and can be wrong or stale; fundamentals are drawn from the company's most recent SEC filing. Nothing here is a recommendation to buy or sell any security. Full disclaimer · How the desk works.